Equipment Financing
Description
Equipment financing allows businesses to acquire or upgrade essential equipment without tying up working capital or disrupting cash flow. This type of financing is designed for operating companies that rely on equipment to generate revenue and support daily operations.
Eligible equipment may include machinery, vehicles, technology, manufacturing equipment, construction equipment, medical devices, or other business-critical assets. Financing structures are typically aligned to the useful life of the equipment, helping businesses preserve liquidity while investing in growth.
Our role is to guide qualified businesses through the process, structure financing appropriately, and manage origination from request through funding.
Key Program Features
Preserve Working Capital – Acquire equipment without large upfront cash outlays.
New or Used Equipment Eligible – Financing options may be available for both new and pre-owned equipment.
Asset-Based Structure – Equipment often serves as collateral, which can improve approval options.
Flexible Term Lengths – Repayment terms are typically aligned with the useful life of the equipment.
Business-Focused Underwriting – Decisions are based primarily on business operations and revenue, not consumer use.
Supports Growth & Efficiency – Ideal for expansion, upgrades, or replacing aging equipment.
